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All insurance is based on a principle called

Apremium earnings.
Bcash value coverage.
Cinvestment premiums.
Ddivision of risk.

Verified Answer :

Kalahira

All insurance is based on a principle called division of risk,this is based on how much risk the ensurer estimates the insured's coverage to be because the riskier the opportunity ( bad health ,area the home is in)the higher the premium cost.

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