An employee is joining a group insurance plan. In order to avoid
having to prove insurability, what must the employee do?
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A. Sign a statement of continued good health
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B. Nothing: proof of insurability is never required in
group policies
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C. Join during the open enrollment period
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D. Provide medical records to the insurer

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Verified Answer :

GinnyAnswer GinnyAnswer · Answer 1 · 2024-05-11T12:06:49-04:00

To avoid proving insurability in a group insurance plan, employees should join during open enrollment or sign a statement of good health.

To avoid having to prove insurability when joining a group insurance plan, the employee must:

Join during the open enrollment period: This period allows employees to enroll without having to provide evidence of good health.
Sign a statement of continued good health: Some group insurance plans may require employees to sign this statement, affirming their current good health.

By taking these steps, the employee can avoid providing proof of insurability when joining the group insurance plan.

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