Verified Answer :

  1. Is $235,000+ 4.2% =244,870
    4.2% out of $
    235,000 is $9,840
    Where i got $
    244,870
    12x20=240
    So 20 years= 240 months
    So I divide $244,870 by 240 months
    is $
    1,020.291667
    Which is $1,020.29 cents. 
    If you multiply that $
    1,020.29x240=$244,869.60 round to nearest dollar 60 cents is over 50 which would make it $2444,870.