I would say B, because if you exceed the limit on your credit card, that shows that you would know how to add money onto your account. You cannot use more on your credit card than you already have unless you add more money on.
Cole's invoice has exceeded its limit. This means that Cole is likely to have poor financial management and is paying interest by delaying his bill as he has used his 3000 limit. This way, he is acting irresponsibly by breaking his limit and compromising all of his income.
