The right option is; A) Borrowers
Borrowers are individuals or organizations that have received funds from another party (such as a financial institution) with the agreement that the money will be paid back. Individuals who do not pay off their credit card balances each month are known as borrowers. A credit card is a card that is given by a financial institution which allows the cardholder to borrow funds and there is a condition that the cardholder will refund the borrowed amount of money with any extra agreed upon charges.
