plz...


Question 3 (5 points) Question 3 Unsaved

This Act protects the privacy and accuracy of information in a credit check. (5.0 points)

Question 3 options:


1) Equal Opportunity Act


2) Truth in Lending Act


3) Truth in Leasing Act


4) Fair Credit Reporting Act

Save

Question 4 (5 points) Question 4 Unsaved

The Lemon Law applies to the purchase of an automobile for a period of one year after the date of original delivery of the motor vehicle. (5.0 points)


Question 4 options:


1) false


2) true

Save

Question 5 (5 points) Question 5 Unsaved

The right to be heard ensures consumers can communicate dissatisfactions. (5.0 points)


Question 5 options:


1) false


2) true

Save

Question 6 (5 points) Question 6 Unsaved

This Act requires institutions disclose what credit will actually cost the consumer. (5.0 points)

Question 6 options:


1) Truth in Lending Act


2) Fair Credit Reporting Act


3) Fair Credit Billing Act


4) Truth in Leasing Act

Save

Question 7 (5 points) Question 7 Unsaved

Consumers making reasonable efforts to understand what they are purchasing are exercising their right to: (5.0 points)

Question 7 options:


1) be safe


2) choose


3) be informed


4) be heard

Save

Question 8 (5 points) Question 8 Saved

This Act covers personal property leased by an individual for a period of more than four months for personal, family or household use. (5.0 points)

Question 8 options:


1) Fair Credit Bill Act


2) Truth in Leasing Act


3) Truth in Lending Act


4) Equal Opportunity Act

Save

Question 9 (5 points) Question 9 Unsaved

In Alabama, a new vehicle must be repaired by the manufacturer for a total of 3 times after a Lemon Law claim has been filed.


Question 9 options:


1) true


2) false

Save

Question 10 (5 points) Question 10 Saved

Purchases based on needs and/or wants represent:

When a consumer makes purchases based on their needs or wants they are: (5.0 points)

Question 10 options:


1) exercising choice


2) staying informed


3) being safe


4) being heard

Save

Question 11 (5 points) Question 11 Unsaved

By law, consumers now have the right to be protected from dangerous products and misleading ads. (5 points)

Question 11 options:

1) True

2) False

Save

Question 12 (5 points) Question 12 Saved

In compliance with this Act, race, age or sex should not be a factor in granting equal opportunity whether it is in housing, credit opportunities, or employment. (5.0 points)

Question 12 options:


1) Equal Opportunity Act


2) Magnuson-Moss Warranty Act


3) Fair Credit Billing Act


4) Truth in Leasing Act

Save

Question 13 (5 points) Question 13 Unsaved

What options are there for a consumer who is still not satisfied after speaking with a store manager? (5 points)

Question 13 options:


1) no options, that is the last resort


2) call the Better Business Bureau


3) take the business to small claims court


4) b and c

Save

Question 14 (5 points) Question 14 Unsaved

According to the Lemon Law, a defect can be any problem with the: (5 points)

Question 14 options:


1) engine


2) transmission


3) brakes, steering


4) bad smells


5) all of the above

Save

Question 15 (5 points) Question 15 Unsaved

The Lemon Law is used to protect first time home buyers. (5.0 points)

Question 15 options:


1) false


2) true

Save

Question 16 (5 points) Question 16 Unsaved

In Alabama, the Lemon Law specifies that a car can have no more than 1000 miles on it to be declared a lemon. (5.0 points)


Question 16 options:


1) false


2) true