High credit card balances, many open cards, and slow or missed payments are considered to be

Aresponsible credit card use.
Bnot really a problem.
Creasons for high credit scores.
Dcredit card abuse.

Verified Answer :

Credit card abuse; this shows irresponsibility.

Answer:  The correct answer is :    d. credit card abuse.  

Explanation:  Having a credit card means having a lot of responsibility. You should charge only what you can pay, cancel the charges made, you must be punctual with the card payments. Late payments reduce the credit score, you can incur late payment surcharge.