A fee for using an ATM is usually NOT assessed if

Athe ATM is owned by the bank of the account holder.

Bthe account has enough money to cover the withdrawal.

Cthe ATM is located in an airport.

Dthe account holder has never had a returned check.

What is the purpose of the Federal Deposit Insurance Corporation?

Ato keep banks on the gold standard

Bto protect depositors from loss

Cto charter state banks

Dto end banking regulation