Isaac has had the same 2 credit cards for 10 years. He has a total credit limit of $12,000. He never makes late payments, and his student loans are almost paid off.


Which is most likely to occur?


A.

He will be approved for a car loan with a low interest rate.


B.

His application for a new credit card will be denied.


C.

He will pay a high rate for a mortgage.


D.

He will have a low credit score.