Which of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault?

AProperty damage liability
BCollision
CComprehensive physical damage
DNo-fault insurance

Joe Johnson needs surgery for appendicitis. Which part of his basic insurance coverage should help pay for this surgery?

AHospital Expense Insurance
BSurgical Expense Insurance
CPhysician Expense Insurance
DMajor Medical Expense ...