By offering a menu of policies with different premiums and deductibles, insurance companies can _____ their customers; for example, a low-risk customer will often buy insurance with a lower _____ but a higher _____ than a high-risk customer.

Asignal; deductible; premium

Bsignal; premium; deductible

Cscreen; deductible; premium

Dscreen; premium; deductible

Suppose you are asked to evaluate a project in which you will receive $1,000 one year from now, receive $2,000 two years from now, and incur costs of $400 now. What is the net present value of this project if the interest rate is 10%?

A$2,327.27

B$2,561.98

C$2,161.98

D$2,600