The answer is FALSE.
Buying with a credit card is basically getting a loan from the instution that issued the card (the bank).
When the holder of the credit card uses the card to pay in a clothes store, the seller receives the money for the clothes, and the credit account of the cardholder increases by the amount paid.
The total amount of the credit account will be due on a specific date, on which the cardholder will have to repay the money that the bank has been lending to him to make purchases with the card.
