Patrick and Susie just welcomed a set of twins to their family and have to decide how to purchase health insurance for the babies. Patrick's employer pays for 100% of his monthly health insurance premium of $378, but will not pay for any of the $280 for each additional beneficiary. Susie's employer, who pays 63% of her $403 monthly premium, offers to pay 32% of the $310 monthly premium for each additional beneficiary. Which would be the most economical way to purchase health insurance for the family?

\multicolumn{3}{|c|}{Patrick's Employer}
Beneficiary	Monthly Premium	Employer Contribution
Patrick	\$378	100\%
Additional (each)	\$280	0\%
\multicolumn{3}{|c|}{Susie's Employer}
Beneficiary	Monthly Premium	Employer Contribution
Susie	\$403	63\%
Additional (each)	\$310	32\%