A couple saw a ranch for sale for $516,280. They made an offer of $464,652.00 and the seller accepted. Their lender would charge them 2 points for a mortgage fee if they put down 19% of the selling price. The couple would also pay $415 and $160 for the legal fees and the remaining expenses. What would be the amount of cash the couple needs to buy the home? (Round your answer to the nearest cent)