SUsan filed for bankruptcy which resulted in a serious negative mark on her credit report. Consequently, it has been difficult for her to obtain credit. What are some financial steps Susan can take to demonstrate that she's learned from her financial mistakes and is ready to be a responsible borrower? >Get a secured credit card >Spend less than she makes and create a spending plan that works for her situation

Apply for as much credit as she can

Make all of her bill payments on time

Establish an emergency fund so she doesn't have to rely on credit to cover an unplanned
expense