In investigating an auto physical damage claim, Howard determines that the estimate for repairs exceeds the vehicle's actual cash value less its salvage value. This results in :_______
A. A constructive total loss.
B. A presumptive total loss.
C. An actual total loss.
D. A calculated total loss.
A. A constructive total loss.
B. A presumptive total loss.
C. An actual total loss.
D. A calculated total loss.