1. Choosing a Financial Institution
   

Dakota is thinking about

changing banks

. He

has a part-time job at a supermarket

. Some-

times he works late hours, and

he would

like

the convenience of being able to make depos-

its and withdrawals at any time. He needs

cash for food and gas, and he writes only

two checks a month-to his music

CD

club

account and to his credit card company. Soon

he will need to take out a loan to buy a car. He

also wants to put aside some money to pay for

technical school.

Write About It Help Dakota select

the type of financial institution that

offers the features that would be most use-

ful to him and write a list for him.